NORMAL SAVING DEPOSIT

• Saving deposit at Kienlongbank is one of the most effective investments for your idle funds.
• Depositor can choose various saving terms with simple interest calculation, fast processing, and competitive interest rates.
• The most safe, accurate and secured.
• Customer can handle their saving deposits at any branch/transaction office regardless of the original deposit place.
• Deposit can be used as pledge, mortgage, and guaranty for the 3rd party to borrow at Kienlongbank.
• Deposit can be used as financial capability evidence for depositor and/or their relatives to travel, study abroad.
• Depositor can transfer or authorize the ownership to other person in transactions with Kienlongbank. 

- Term: to be published from time to time (from 1 week to 60 months).

- Currency: VND, USD.

- Initial minimum deposit: 500,000VND, 50USD or other equivalent foreign currency amount as stipulated for each saving products.

- Interest rate: by appropriate term at deposit time.

- Interest calculation basis: by customer’s decision.

Others:

+ The deposit amount withdrawed before maturity shall earn only demand deposit interest rate on actual deposit time.

+ No maximum deposit.

+ At maturity when there is no withdrawal, Kienlongbank shall add the interest into the deposit principle for the new term with same duration of the previous term with prevailing interest rate at the renewal time (or the next shorter term if Kienlongbank has no such same term).