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Loans secured by certificate of deposit, valued papers

"Loans secured by certificate of deposit (CD), valued papers" is a credit product for individual customers who own CD, valued papers and wish to pledge these CD, valued papers in order to have loan for business operations and consumption.  

Target customer and condition

  • Individual customers wish to pledge these CD, valued papers in order to have loan for business operations and consumption.
  • Vietnamese individuals having legal ownership of secured assets including:
  • Capital demand is legal
Product feature

  • Currency: VND, foreign currency
  • Loan term: specified in accordance with the borrower’s demand for loan
  • Loan amount: The maximum is  value of certificates issued by Kienlongbank
  • Interest rates: depend on Kienlongbank regulation and policies from time to time.
  • Payment method: the principal and interest shall be one-time payment or many times during the loan term
Procedure

  • Loan application form (as Kienlongbank form)
  • ID card/ passport, household registration book/ KT3, etc. of the borrowers or guarantor (if any)
  • Documents relevant to secured assets (original copy of CD, valued papers, foreign currencies in cash, etc.)
 For more information, please contact the nearest branches / transactional offices or dial 1900 5555 39 for assistance.

Add: 40-42-44 Pham Hong Thai Str., Rach Gia City, Kien Giang Province
Tel: (0297) 3869 950 - 3877 541 - Fax: (0297) 3871 171 - 3877 538
Hotline: 1900 6929 - (028) 7309 6929
Email: kienlong@kienlongbank.com - SWIFT code: KLBKVNVX

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